To help people enhance their quality of life. To assist members with their loan applications; process and compile all necessary information and documents to close and fund mortgage loans.
Essential Functions & Responsibilities:
Validates the accuracy of the information provided by the applicant including employment, income, funds for closing and reserves, liabilities and payment history utilizing acceptable verification methods, internet services and credit reports.
Updates the borrower and loan information in the loan origination software system, submits loan file for approval and records the status of the file.
Works final figures, balances with title company, and prepares the closing.
Assembles and organizes documents in loan files, copies, ships file to investor and/or insurer for purchase. Submits required documentation for pended items.
Assures compliance with all credit union policies/standards as well as all regulatory requirements.
Orders the property appraisal and title commitment and reviews each item noting inconsistencies, errors, discrepancies or concerns.
Performs other duties as assigned by supervisor.
1.To produce loan documents, reports, and new accounts in a timely fashion, with zero errors.
2.To close, organize and complete loan files.
3.To prepare file for underwriting.
4.Prepare files for shipping and storage.
5.To maintain working knowledge of all mortgage products and rates, both within the credit union and from the industry overall.
6.To return all calls.
7.To ensure all activities and relationships are handled in compliance with the credit union's mission and vision statements, and in accordance with policies and procedures.
8.Ensure bills are paid, GL's are reconciled and to correct pended files when necessary.
9.Assist in business development. Maintain excellent correspondent relationships.
10.Provide in person and by telephone, general and specific service-related information concerning company services or policies.
11.Handle requests from members and customers as needed. Ensure that all mortgage related activities conform to federal and state regulations.
Job Type: Full-time
Send Resume to: 3401 Eagle Dr. Casper WY 82604